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The damage caused by a house fire is often avoidable. In these tragic accidents, carelessness or defective equipment are often the culprits. However, who is liable in a house fire accident will depend on its cause and whether it was set on purpose or accidental. Liability for Accidental House Fires The damage and any…

If you get injured in an accident in New Mexico, you may be able to recover the costs of your related property damage and medical bills by filing an insurance claim. Unfortunately, an insurance claim can be a difficult process for claimants. Insurance companies are known for making it difficult to obtain benefits. One…

Dealing with the trauma, physical pain, phone calls, insurance claims process and property damages of an accident can be overwhelming. What you want the most during this difficult time may be to move forward with the compensation you need from the at-fault party. You may be counting down the days to the completion of…

Almost every state requires some form of car insurance for drivers. Car insurance guarantees the driver has the funds to pay for injuries and damages he or she causes in a crash. Operating a motor vehicle without car insurance in New Mexico is against the law. If you are a new driver or recently…

After a car accident in New Mexico, an insurance claims adjuster will contact you about the crash. The insurance claims adjuster’s goal is to settle your claim as quickly as possible while saving the insurance provider money. When an adjuster contacts you, he or she will be looking for specific information. Knowing what to…

You have just been in an auto accident. You suffered minor injuries, but your vehicle sustained significant damage. After calling the police to report the crash, you try to gather information from the other driver while you wait, including insurance information. Later, you find out repairs to your vehicle will cost over $1,000. You…

In many New Mexico car accident cases, courts are tasked with interpreting the written language of an insurance policy. This is because insurance policies are essentially written contracts, and are governed by contract law. However, due to the complex nature of the insurance business and the fact that all motorists must obtain car insurance,…

In many New Mexico car accident lawsuits, the case is actually defended by the insurance company that provided coverage to the at-fault driver. Indeed, one of the major benefits of obtaining sufficient insurance coverage is that, by virtue of the policy agreement, the company agrees to defend any claims against the insured.When it comes…

An insurance policy is essentially just a contract between the insured and the insurance company. The insurance company agrees to provide certain coverage, detailed in the policy, and the insured agrees to pay a stated premium. In some New Mexico car accidents, an insurance company’s obligation to provide coverage is clear. However, in many…

The State of New Mexico requires that all drivers maintain a certain amount of car insurance in order to legally operate a vehicle on the road. This requirement is designed to ensure that, in the event of a serious accident, the at-fault party has the ability to compensate the victim for their injuries. However,…