New Mexico car accidents come in all shapes and sizes. They may range from minor cosmetic damages such as a scratch or ding on cars bumper, to catastrophic wrongful death collisions. While each car accident must be looked at uniquely and evaluated for its own merits, there are nonetheless some common themes that develop in any New Mexico car accident.Who Pays for New Mexico Car Accident Damages
New Mexico is a poor state. We do not have many billionaires and millionaires. Instead, the average New Mexican per capita income is roughly $35,000. This means that very few motorists who are involved in accidents have the ability to compensate somebody else for their injuries, let alone fund their own time off work and recovery. As a result, it is crucial to find some source of automobile insurance to compensate a New Mexico car accident victim in order to have a successful recovery.
By law, the state minimum for car insurance in New Mexico is $25,000 liability coverage. This means that any New Mexico vehicle on the road is legally required to have at least this much car accident insurance available to compensate an injured victim. However, there are countless vehicles on the road that do not have any insurance and still are involved in New Mexico car accidents. As a result, a New Mexico car accident attorney must be ready to evaluate all possible sources of insurance coverage including liability coverage, uninsured motorist coverage, employment coverage, and government liability coverage. Finding a potential source of insurance coverage can make a tremendous difference for a New Mexico car accident victim.How Long Do I Have To Pursue a New Mexico Car Accident Case
New Mexico car accidents are typically governed by New Mexico's general personal injury statue limitations. Under this statute, a lawsuit must be filed within three years from the date of the accident. Failure to file a lawsuit by the end of the statute of limitations may result in the ability to recover being forever lost. However, it is not so simple to assume that all New Mexico car accidents have a three-year statute of limitations. In reality, the deadline to pursue legal action can be far earlier or later than three years. For example, if the car accident claim involves any government entity or any sort of defect in the maintenance of the area where the accident occurred, legal action may be required within 90 days of the date of the accident. Similarly, depending on the facts of the accident there may be as long as 6 years to pursue legal action. If a child is injured in an accident, the statute of limitations may be based on when the child turns 18. For this reason, it is important to at least discuss a New Mexico car accident case with an experienced car accident lawyer to make sure that no deadlines are approaching.What to Do After a New Mexico Car Accident
Typically, the most important thing for a New Mexico car accident victim to do following the collision is to seek medical attention. We typically advise our clients to use any available health insurance coverage to cover accident related medical care. Another option is to determine whether there is any medical payment coverage that may exist through the accident victim’s own car insurance.
Once the medical care has been established, we encourage any New Mexico accident victim to be cautious when speaking with any representative from an insurance company whether it is somebody else’s or their own. Often times telephone calls with an insurance adjuster are recorded and can be used against the car accident victim later on. That being said, there are sometimes situations in which it is helpful for an accident victim to speak with an insurance representative, such as providing access to a vehicle for inspection, or to provide the name of a New Mexico car accident lawyer who is handling the case.Selecting a New Mexico Car Accident Lawyer
New Mexico car accidents are the most common type of personal injury claim in the state. Not surprisingly, there is also a tremendous number of New Mexico car crash lawyers that specialize in this area of law. According to the New Mexico State Bar, there are approximately 790 lawyers that handle car accident cases. Our New Mexico car accident clients often tell us that within days of their accident their mailbox is bursting with invasive letters and postcards from various law firms. Many times these letters attempt to scare a car accident victim into taking immediate action and hire a lawyer quickly and without thought, rather than to take some time to research the best option.
To be fair, there are many reasons to hire a New Mexico car accident lawyer quickly. However, it is also a decision that must be made after thought and research. We have handled thousands of New Mexico automobile, truck, and motorcycle accident cases to successful conclusions. While the costs are minimal in most of these New Mexico car accident cases, if necessary, we have working relationships with private investigators and reconstruction experts who can analyze critical data and reach conclusions as to who is at fault for particular accidents.
New Mexico accidents include those involving drunk drivers or hit and run drivers, uninsured or underinsured drivers, as well as New Mexico accidents occurring as a result of motor vehicle, SUV and semi-tractor trailer collisions and rollovers. We also represent those injured in New Mexico car accidents, collisions or crashes resulting from defective products or design of automobiles and trucks, such as defective seat belts, tires or gas tanks.
We have helped clients who have suffered injuries from New Mexico truck accidents. Such cases typically require an aggressive approach. We are familiar with key trucking regulations and in a truck litigation case, we obtain trucking logs in order to determine whether the truck driver or the trucking company has complied with federal law regarding consecutive hours driven, rest periods, duty to keep a log, etc.
If you or a loved one has been injured, CONTACT US ONLINE OR CALL US AT (505) 243-4541 or at (800) 640-6590 if in-state, and at (505) 243-4541 if you are out-of-state in order TO SET UP A FREE CONSULTATION.
Common Automobile Accident Questions
- New Mexico Uninsured Motorist
- New Mexico Property Damage Law
- Albuquerque Car Accidents
- Aggressive Driving Accidents
- Broken Bones
- Chain Reaction/Multi-Vehicle Accidents
- Common Car Accident Injuries
- Collisions Involving Cyclists
- Construction Site Car Accidents
- Distracted Driving Accidents
- Elderly Car Accidents
- Fatal Car Accidents
- Head-On Collisions
- Herniated Disks
- Highway Accidents
- Highway/Road Defects
- Hit & Run Accidents
- Lane Departure Crashes
- Municipal Negligence
- Rear-End Collisions
- Road Hazards
- Rollover Accidents
- Shoulder of Road Accidents
- Side-Impact Accidents
- Stop Light Intersection Accidents
- Teen Car Accidents
- Texting and Driving Accidents