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Under the rule of premises liability, you can end up being liable if someone gets hurt while working on your property. However, since each case is unique, whether you will be financially responsible depends on your unique circumstances, including how the worker was injured and whether they carry workers’ compensation insurance. Duty of a…

When you total a car that you own, the insurer that is responsible for paying for the accident may give you the actual cash value (pre-crash value) of the vehicle. If you were leasing the car at the time of the accident, however, this can complicate the insurance process. When you lease a vehicle,…

Back pain is one of the most common complaints made by car accident victims. The back can suffer many different types of injuries in a car crash, from a pinched nerve to a severed spinal cord. If your neck, back or spine is injured in a car accident, you can experience several painful and…

The test drive is an important part of purchasing a new car. Unfortunately, experimenting with a car that you’re unfamiliar with can invite disaster – such as a car accident. If you get into a car accident during a test drive, the party responsible for paying for the damage will depend on the circumstances….

When you arrive at a hospital in an ambulance after a car accident, there is no time to check if you have health insurance coverage or other ways to pay for the medical care that you need. The law requires the hospital to treat you in an emergency regardless of your ability to pay…

Many accidents require victims to receive immediate medical care. Most patients use some form of insurance to help cover their upfront medical costs, such as health insurance or automobile insurance. If an investigation of the accident later finds that the insurance company that paid for the victim’s medical care is not legally responsible (liable)…

If someone gets injured by another person or party’s negligent behaviors, the victim could recover financial compensation through a personal injury settlement agreement. This is a legally binding contract that the parties involved enter into voluntarily. It states that the victim (plaintiff) is renouncing all rights to hold the defendant liable for further damage…

Resolving a legal dispute can involve multiple legal meetings and processes to try to come to an agreement between the parties. In a personal injury case in New Mexico, alternative dispute resolution (ADR) is a popular choice instead of going to trial. The two main types of ADR are mediation and arbitration. The courts…

Being injured in an accident can be a traumatic and confusing experience, leaving you with many questions about the financial recovery process. While it is true that the party most at fault for an accident is typically who pays for it, you may still be able to pursue a personal injury claim in New…

Car accidents caused by animals are fairly common in New Mexico, especially in the rural parts of the state. Larger animals like deer and livestock can cause serious damage and injuries to victims in a vehicle-animal collision. With New Mexico being the eighth state in the U.S. for animal-related accidents, it is important to…